What we can and can't accept
With our soft searches and flexible criteria, let's see if we can help you with those tricky-to-place cases.
We the decision in principle (DIP) stage, we ensure our actions don't leave a 'hard' footprint on your client's credit file. This non-intrusive approach allows you to discover what you can achieve.
| Mortgage or secured loan arrears | 2 in 24 |
| Unsecured loan arrears | 2 in 24 |
| CCJ |
Single satisfied CCJ <£500 may be
considered. CCJs above £500 must be
satisfied for at least three years.
|
| Defaults |
Satisfied defaults up to £250 may be
considered where there are none for
a mortgage, secured or unsecured
loans. Defaults >£250 must be
satisfied for at least three years.
|
| Bankruptcy | Discharged for three years. |
We only need the discharge certificate for the service. This is for applicants who were previously declared bankrupt. No documents are required for all other criteria points.