Paper mortgage application process

Please use a paper application form only in the following scenarios

Residential

  • Porting a product.
  • All right to buy (RTB) applications.

Buy-to-let

  • Porting a product.

If the above scenarios apply, follow these steps:

  1. Download a copy of the residential paper application form or the buy-to-let paper application form.
  2. For residential applications you must complete an affordability calculation for your clients. Nottingham Building Society assesses an applicant's borrowing ability using an affordability test based on their income, commitments and spending. This will confirm the maximum amount we can lend. Save the affordability calculation, as you’ll need to revisit it at a later stage.
  3. You can email your completed paper application forms to mortgage.processing@thenottingham.com. Please include all supporting documents (see the list below) and the booking and valuation fee (if applicable). You can also post your paper application to:

    Nottingham Building Society
    Nottingham House
    3 Fulforth Street
    Nottingham
    NG1 3DL.

  4. Once received, our lending team will assess your application. They’ll contact you with the name and details of the underwriter for your case and any added requirements. They’ll provide a 10-digit mortgage account number. You need to add it to your saved affordability calculation and submit it so we can continue assessing the case.

Supporting documents

With each application, please provide certified photocopies of supporting documentation, not originals:

  • Last three months' payslips (or two years’ accounts/accountants' certificate). 
  • Last three months' bank statements showing all transactions. 
  • ID for each applicant:
    • UK or EU passport.
    • UK photocard driving licence (full or provisional).
    • UK paper driving licence (full only).
    • EU national identity ID card.
    • Blue badge.
    • UK residence permit.

Proof of address: it's assumed that an electoral roll search will verify proof of address. If it doesn’t, you’ll be asked to submit one of the following documents:

    • UK photocard driving licence (full or provisional).
    • UK paper driving licence (full only).
    • HMRC tax code notification.
    • Recent utility bill.
    • Council tax bill.
    • Tax credit or pension credit letter.
    • Local authority tenancy agreement.
    • State pension letter.
    • State benefit letter.

We can’t use the same document to check the applicant's ID and address. If you can't provide any of the above documents, please contact the intermediary enquiry line on 0344 481 2010 and choose option 2 to discuss your options.