We assess an applicant's ability to borrow for a mortgage. We use an affordability calculation based on their income, debts and expenses.

This will confirm the maximum amount we can prepared to lend.

Before inputting a residential Agreement In Principle (AIP)/application into our broker portal system, you must:

• complete and save an application affordability calculation for your client.

Not yet registered with us?

We offer a quick affordability calculator for those advisers yet to register with us. This affordability calculation cannot be saved or sent with a mortgage application. 

Our application manager will show you the progress of each application submitted through our broker portal. It’ll also allow you to upload the required supporting documentation and download a copy of the mortgage offer.

Affordability calculator and document upload system

• Our system is compatible with Internet Explorer version 7, 8, 9, 10 & 11, Firefox, Opera, Safari, Google Chrome.
  • If you use any other type of browser, you may experience problems.
  • You’ll need to switch off pop-up blockers.

Broker portal system

• Our system is compatible with the latest versions of Google Chrome, Firefox on Windows desktop and Safari on Apple Mac OS.
  • We're working to upgrade our systems to allow more browser compatibility.
  • You may experience problems if you use any other type of browser.
  • You’ll need to switch off pop-up blockers.

Help with our broker portal system

• Our broker portal system has a help and advice section on the home page. If you need more help, please call the intermediary enquiry line on 0344 481 2010 and press option 4.